One of the best financial advice posts in a long, long time. Ramit does tend to be a bit long-winded, but in this case, it's helpful. Put J.D.'s Get Rich Slowly blog on your daily to-read list; you'll never regret it.
Here it is:
How many barriers do YOU put up in life? I am thinking right now of a check I must send...but that means I have to look up another e-mail and print out a file to go with it. So do I take five minutes, and look it up? Nah, I just keep it on my to-do list. (But I will after posting this!)
Ninety percent of the piles around Casa Brick are stuff that's ready to put away, but it will "take a minute" I don't want to spend right now. So there they sit...and sit...and sit. Shame on me.
Now I'm off to demolish a passive barrier or two. Hopefully permanently.