Wednesday, November 23, 2011

Happy Almost-Thanksgiving!

The restlessness continues...but I'm making slow progress. Even chipping away at stuff gets it done, eventually. The Internet aboundeth with interesting stuff, and here are some more nibbles to munch on while the turkey is thawing.

*Two very good reasons why you need an emergency fund. (Plus another.) The emergency fund sure saved our patootie during hunting season, when we were stuck two hours drive from home, with a broken-down Jeep. Final count on that little adventure: $1000, including the four-wheel-drive that had to be replaced when we got home. Score one for the emergency fund...it's looking a little shrunken, but will slowly build back up. (At least 10% from my earnings goes there, every time I do a gig.)

*Cars with clean titles -- and dirty secrets. How to protect yourself.

*Monkey-picked tea. No, I am not making this up.


*How to make money gambling. The answer: you don't. Be sure to read Tight-Fisted Miser's next post, on how he makes money doing this, as well. Basically, he argues that because the casinos comp his hotel room, plus meals and drinks on occasion, that he gets a nice vacation and comes out ahead. This guy has been trying to become a professional gambler off and on for years -- although I enjoy his blog, I have yet to see him make a big killing. (Congratulate him, by the way: he just passed his bar exam.)
    This rings close to home because of our recent anniversary trip to Las Vegas.  We didn't gamble any money. Not one cent. We did, however, get a 'players card' at one casino because it gave us a discount on the buffet there.


*Multiple streams of income. Robert Allen was the first to turn me onto this idea -- that if you can make money a variety of ways, that income will remain more steady than relying on just one job. So I not only wrote articles -- I wrote books, too. And didn't just appraise...but judged competitions, as well. And as a teacher, I could say, 'I can also judge/appraise for you while I'm there.' Extremely helpful.
    And in a pinch, I can always fall back on catering (my mom was a professional, and I've done it on occasion over the years) or secretarial work. All multiple streams.
    We're currently looking at an investment property that may prove to be another 'stream.' If we can get the price down some more, that is. (Go here for a blog that covers multiple streams, plus ideas to save a bit here and there. Adds up for your emergency fund!)


The Brick is sick and tired of dealing with our leaky dining room picture windows. He saw a sale notice for Anderson windows -- but when he threw his name out there, window salesmen from all companies have been coming out of the woodwork, so to speak. We endured a nearly three-hour presentation from Scott at Ameritech last night (great windows, high price - and lots of sales pressure). Tonight is the Anderson rep, and Friday yet another. The emergency fund is trembling...so am I.



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