Thursday, September 27, 2018

Frugal Hits & Misses: September Report

     After a long, occasionally discouraging summer, we're finally starting to make headway. 

     I got behind on business paperwork, after the Brick's hospital stays. I've finally managed to catch most of those up -- plus keep the teaching and judging commitments I made.
    That meant more income this month - but the extra was still sucked away in trailer repairs and the last (hopefully) of the medical bills. I still don't know how we are paying our bills -- but God is good, and we are. 
     Some family illnesses (not us, but people we care about)  have made this not an easy month to live through. It has made leaving for the teaching gigs more uncertain -- do we need to rush back, just in case? 
     We had some hot days in September, but the weather is starting to moderate. The trees are turning beautifully down here. (Up in the mountains, they're starting to finish. Colorado's fall happsn a lot earlier than some states.) 
     I love Fall. 

September was busy -- October will be more so. The Book is due to be released Oct. 8. But during the next few weeks, I have a wedding to cater, and some heavy-duty teaching. That will alternate with hunting season for the Brick and our friends. Off we go.





FRUGAL HITS

(Some of these are from late August.)

* Midmonth was the 3-year anniversary of the Brick's retirement. It hasn't been as easy as I'd hoped -- but neither of us regret his decision.

*Free lecture at Denver Art Museum -- plus wine, whiskey (for Daughter #1) and elegant goodies. The talk (on stolen art) counted for my further education appraisal requirements, too.
     The odd thing: I kept thinking how many of the people standing around us looked like my typical clients. I, on the other hand, felt like Sandy in Tootsie:



(I did hide a little cupcake in my purse, as a breakfast surprise for the Brick. Old habits die hard.)

*Two free packages of pasta - rewards at Safeway. Their BIG stock-up sale was also a winner -- paper towels for 33 cents, Progresso soup for 88 cents, Hormel chili for 75...and a boatload of tomatoes and other veggies for much less. The only bad part: you had to buy at least a dozen. (30, in the case of the paper toweling.) Now I have to put these somewhere before we use them up. (Talked to a lady in customer service at Safeway about something else, and she brought up the stock-up promotion. Turns out it drove them absolutely crazy, because customers assumed they could mix and match. That's how Safeway usually does it. Not in this case, though -- if you bought fewer than a dozen, you paid full price.)
     Also on the list: 4 12 pks of pop, a bag of tortilla chips plus jar of salsa: all for less than $10. Scallops for $7.99/lb. (Seven fish dishes entry) Filet mignon ($9.99/lb) for Son #1's upcoming birthday.

*Free appetizer and birthday burger at Red Robin.   (We also got a free bacon milkshake late one night, because the manager wanted to try making it. Delicious.) Other birthday freebies as well: Red Lobster, Golden Corral, Denny's, IHOP, etc. Some used (Golden Corral)-- some not.

*Birthday flowers from The Mama: daisies and carnations. A bouquet of multicolored roses from the Brick. ("They were on sale," he said. What a Hollander -- and that's a good thing!) Didn't buy any chrysanthemums this year, in spite of the great price (4 for $10) -- I won't be home to water them, and the Brick doesn't always remember to.
      He also gave me a lavish bunch of roses and alstromeria mixed for my 60th. What a guy.
      We sent flowers to friend Nancy Kirk's memorial service, as well as to an aunt, celebrating her 90th the end of this month. Happy Birthday, Aunt Ruth!



Thanks, Ma.

*Waited out the flu. By the time I was willing to go to the doctor's office, I was starting to feel better.

*At least a dozen videos from the library's used book sale room. They upped the price to $2 each, the stinkers -- but threw in a damaged set of Leverage for free, so I suppose I can't gripe much. Some of these were for resale on Amazon.
     We haven't watched much, show-wise, although the Brick began the new Jack Ryan series. Which we both liked, in spite of the insistence on showing practically everyone's butt now and then. (Yes, and boobs too. Trust me: I do NOT want to know what Greer's butt looks like. Promise. John Krasinski can keep his butt to himself, as well.) The real surprise has been The Man in the High Castle -- fantastic. Don't miss this amazing look at what might have happened, had Japan and Germany won WWII.

We have, however, seen several FOOTBALL games. What can I say -- keeping our priorities in the right place.

*Three packs of soup veggies stashed in freezer. Some chopped zucchini, too.

*Six packs of peaches stashed -- and fresh peaches enjoyed all month (from the crisper). Bought more, after Sprouts marked them down to 69 cents/lb. Yow!

*New appraisals done -- plus the older ones finished off. Three work gigs complicated matters, but I kept going through them.

*Huge wild plum harvest -- nearly a gallon of fruit picked. We have never had this much on the bushes before. The birds enjoyed the fruit, too -- but I felt a little uncomfortable, picking away, with one robin staring balefully at me the whole time.
     The plums are cooked into pulp and stashed in the freezer, waiting for time to make jam and sauce. I did use the leftover juice to make half a batch of wild plum sauce.

From Bren did -- go here for her link

*Grocery buys: $1.99 pizza.  99-cent cheese (8 oz). And with one other purchase (on sale) to finish the deal: a $10 rewards gift card from Safeway. But that wasn't even the best deal! Safeway marked down some holiday flavors of a specialty gelato to 99 cents/pint. That was nice -- but even better were electronic coupons of $1-2 off that same brand of specialty ice cream. By the time I got done, Safeway was basically paying us to eat it. Hey, I'll 'suffer' through a bowl of rich, creamy pumpkin or eggnog gelato anytime.

*Potatoes, purchased on the way home from Creede -- 40 pounds for $10.

*Thrift shop buys: woolen poncho, $2; some embellishments, 50 cents- dollar each; several Christmas presents -- and a deer print for a buck!

*Careful during working gigs not to go hogwild on food. (Some kindly covered the bill when we went out.) We had some meals from food I'd kept in the trailer...some needed to go. (Leftovers from the wedding...)
    I am proud to say I threw out less spoiled food this month. But that's meant careful use of what we've got -- and not buying more until the current batch is completely done. That's hard for me, particularly for using up packaged items purchased for the wedding (crackers, especially).

*The Brick saved a hundred bucks -- and a dime -- by doing price guarantees on items for trailer repair.

*Several mistakes -- that were costing us -- caught on insurance. One good example: we never got a discount for having combined policies from the same company. The Brick (who found these, the clever guy) estimates that we should get at least a few hundred back. Wouldn't that be wonderful!

*A month of Amazon Prime... on free trial. That's where we've been watching Man in the High Castle, and others. Although it's been interesting, and the free shipping option has been nice, most of the available stuff isn't worth it. I doubt we'll renew.

*Waited to get a haircut. Also waiting for another physical, new glasses and a stop at the dentist. (The Brick had his teeth cleaned, and a filling redone. That's on the docket for me next month, after all the traveling calms down, and we get a little extra in savings.)

*Daughter #1 kept the Outback for much of this month -- she needed it, we could loan it. Win win. It's still up for sale; we hope that will change in a few days.


FRUGAL MISSES

*Turned 60. Oh well. Actually, other than the number business, this wasn't that big a deal. It does mean I can take advantage of senior discounts more, now.



*Had to pay medical bills -- but:

     Paid far less than we expected -- I still don't understand how, but am soooo grateful. Thank you, God!
    Other scattered medical bills are coming in for doctors' services -- each of them low in comparison. Nonetheless, they've been soaking up any extra I had hoped to add to the emergency fund.

*Hotel bills for an upcoming catering job.
At least I found it for a much more reasonable price than some -- and I get a nice Swagbucks bonus for booking it through that site (and Hotels.com). I've nearly enough Swagbucks accumulated for another $25 Amazon giftcard. For basically doing the searches I'd be doing, anyways! (Yes, you can try this, too. It doesn't cost a thing, and it works. Go here for details.)




     I've had to charge a lot of food, as well -- this is a BIG wedding in Chicago, catered for a cousin -- but I will get those food costs back, at least.

*Let a package of bacon spoil. It was in the bottom of a bag of canned soup I hadn't put away. (And should have, sooner than I did.) Aarrghhh...

*Missed out on a few of King Sooper's Friday freebies.  I wasn't home, or near a computer much on those days, due to work. Ah well.

*Some appraisals and restorations had to wait, while I taught or judged out of town. (I do not like having to make customers wait. Shame on me.) Maybe I'm learning patience with what I can accomplish in a given period of time. And it's always less than I'd thought...




* * * * * * *                      * * * * * * *                    * * * * * *                * *  * * *

I haven't discovered much loose cash lately, unlike Thrifty Mom in Boise's $80 find in a parking lot. (Lucky girl!) A five-dollar bill turned up in a winter coat pocket... that was a nice bonus.

Here's August's report -- and last year's September report.  It's hard to notice any difference as we trudge forward each month. (And sometimes backward, too.) But when I chart our progress over the year... I see it. Upward and onward, through October.





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