Sunday, December 29, 2019

Frugal Hits & Misses: December Report

Is it really that close to the end of the year? This month has gone at lightspeed some days, then dragged on others. So strange. I spent much of it making lists, then trying to clock off tasks on same.




    We started the month at The Mama's, staying in her barnyard. Then it was on to Tucson for a teaching gig, and a few extra days to rest up, draw a deep breath, and do some treasure hunting research.  After returning to Colorado, we started final preparations for the cruise. It is hard to believe that it's finally going to happen. Don't worry -- I will continue to post on the blog, only now you'll hear about which countries we're visiting, and what we're seeing. Update:  One of the China stops -- for Shanghai -- got cancelled. Darn. But another country was substituted: Korea!

Christmas was nice. We enjoyed a few concerts, played for the Christmas Eve service, and spent Christmas Day with friends, Daughter #2 and Son #1. On our anniversary (38 years!!!), we spent the evening with all of our kids, enjoying the Seven Fish Dishes. Daughter #1 and her partner were kind enough to not only host the doings, but fix four of the entrees. 

All in all, it's been a different sort of month -- but then again, that could be said of most of 2019.





FRUGAL HITS
(some of these are from late November)

*Fell in love with a goofy truck terrarium at Target -- and got it for less. I've been watching this for weeks, thinking that when the holidays were over, I'd use it for plants. (The walls are plastic -- a bonus, when you're living in a fifth-wheel, and glass things break.) It was 30% off, but the decorations inside were out of position and tossed all over. Asked the manager if he'd give me 50% off, instead. He did -- 50% off after the 30% was applied!  It never hurts to ask.




*The Mama got a new phone and a new phone plan: more reasonably-priced, with a phone that should be easier for her to use. The Brick deserves special thanks for this one -- he helped her set it up.

*Tickets to the Denver Symphony's Messiah performance -- nosebleed tickets, but less than other seats in the house. (Do you really think that the sound will be any different, up in the rafters?? In fact, it should be better -- sound, like heat, rises.)Purchased for friends and the Brick as a Christmas present. It was wonderful -- one of the best concerts I've ever been to.

*A lovely handbell Christmas concert in Tucson...for a contribution. Thank you, Sonoran Bells.




*Some 'new' (to us) videos -- from my favorite spot, the library's used book room. They're more expensive now, but what the hey: $2 each, even for series videos, goes a long way.

*Bought myself a nice winter woolen dress -- for half-price and free shipping. I've been wearing it during the holidays; it will also come in handy during chillier parts of the cruise.

*Promised the kids a Christmas present from their chosen country. Our regular presents were rather modest, instead. (Yes, I'm keeping a list.)

*Paid every bill possible ahead of time: including the tithe, for the next five months.

*Submitted the sales tax report for 2019. Early.

*Used free greenery for our Christmas 'tree' this year. Ironically, several of our friends did the same thing -- just grabbed a few branches, rather than go to the trouble of putting up a tree. And theirs were artificial!






*The Mama got an extra check -- ostensibly for restaurant fun, but we were really helping out with utility and storage costs. (She wouldn't take the money, otherwise.)

*Cookies, hot chocolate...and Meijer Gardens. A free shindig with The Mama and family in Grand Rapids. She paid for a few free meals, too.

*Treated The Mama to a buffet supper -- but went early enough to make it 'lunch' prices. As our favorite Hollander mantra says, "[dollar amount] is [dollar amount]," no matter how little. (And it DOES add up eventually.)

*Careful  attention to food costs while on the road. We ate at McDonald's almost exclusively for breakfast, or used Burger King coupons.

*Brought some goodies for our kind friends...who let us stay a few days over at their place in Tucson. (They put up one of our friends for a night, as well.) Beautiful mini-rosebushes at $3.99 each let us gift other friends -- and the girlies.

*The dollar store is a good friend at Christmastime. I got some real buys there, for presents, fill-in food and a few craft items. We also got some bargains at Sparta Variety's going-out-of-business sale, including the piggy pitcher that held our 'tree' this year. (See above)

*Grocery costs were minimal this month: Basics like milk, bread and eggs dominated. The shrimp for the Seven Fish Dishes was on sale. I did get some candy for stockings, but they were from sales and Daily Deals, a discount store.

*Refilled prescriptions, so we'd have enough during the cruise. You can get vacation-extended refills, all right, but the insurance company won't generally honor them. (Use Good RX instead, if needed, to get the best price.) I also ordered charcoal capsules (good for stomach troubles) and the generic version of Bonine. (I get seasick sometimes -- the Brick never does. That's what six years in the Navy will do for you.)

*Some Amazon steals during Black Friday: York peppermint patties, lots of them. Milano cookies. The daughters love these. (I do too, frankly.) The complete set of Columbo: $29.99. (That's where my allowance went this month.) Lieutenant Columbo's been keeping me company while I work on appraisals and finish up restorations.
     Another Black Friday buy: a specialized water bottle with filter, just in case we run into issues. (20% off, plus free shipping) Ordered three more portable filters, for use in camping for us and the kids.



*Still staying at our friend's place -- and able to store the fifth-wheel here through the winter. A kind offer, by a kind man, and much appreciated. We try to make it up to him by paying for utilities and more, plus doing chores.

*Found a friend who can watch the trailer while we're gone. He'll be staying here sometimes, but will make sure the pipes don't freeze.

*Stocked up on necessities to take with on the cruise: toothpaste, razors, detergent pods, that sort of thing. There's no guarantee what the ship stores will charge. (And I'm guessing it won't be cheap.)
     Bought a few after-Christmas items at 50% off, too. They'll come in handy for snacks before the cruise, and a few Christmas presents next year.

*Got extra dogfood and snacks for Charley and Ruby -- they'll be stocked up. Covered them for extras, as well, just in case they're needed while we're gone.




FRUGAL MISSES

*Got the truck repaired.. A few recalls corrected, and the oil changed.

*Asked to have the deadline extended for the 'Curiosities' sequel to Colorado Ghosts and Legends. I just could not get it finished before we left for the cruise. (I'll work on it while we're on the ship.)



*Had to turn down several work offers. I'll make some of these up in May, thanks to kind clients.

*Not as much work done, because of illness.  Recovering from the pneumonia has really taken it out of me, in more ways than one.

*A few expensive meals in Tucson -- but they were delicious. I'm not sorry at all.

*Two doctor visits, thanks to the pneumonia. And they weren't cheap, either. The Michigan doctor's office didn't want to treat me, because I was from Colorado. (At least they eventually capitulated. I'd tried three other doctors offices who wouldn't do it -- period.) Our normal Colorado doctor, on the other hand, was reluctant to treat me because we'd been in Michigan for more than a month. ("So you're moving to Michigan -- right?") Aarrgghghghgghgh.
    I did get a discount on the Michigan doctor bill for paying cash. (Our insurance plan was not valid in Michigan.) But I had to talk long and hard for it. ("You got the bill for it right away, didn't you? What do you mean -- you weren't in Colorado in time to do that?")
    We had some more medical costs for the Brick, too -- but thanks to meeting the minimums, they weren't much.

*Vaccinations for the cruise: $1499. I am not making this up. Polio, Hepatitis A, malaria (pills to take on the cruise), typhoid (also pills, but we've started those already), tetanus. Ironically, we went in to find out about yellow fever vaccines -- a friend who went with us on the Brazil trip said that the vaccine was no longer made, and the WHO (World Health Organization) decreed that once you got it, you were covered for lifetime. Since we'd had shots back in 2008, we were ok, provided we had our cards. (And we did.)
     Thankfully, a lot of these should cover us for years to come. Hepatitis A is good for our lifetimes, and the tetanus for 10 years. But still... I was wincing, and not just from the shots, either.
     Grousing later to a friend about this, she said, "But Cindy -- 29 countries. What did you expect?"
                 And she's right.

*One more visa on the 'got 'er done and approved' list: India this time. (One more to go: we have to wait until getting on the boat before we can apply to Sri Lanka. You just do what they say.)

*Extra gas and traveling costs. Both from the trip to Tucson (3 full days of driving, just to get to Tucson -- and 2 days of driving back to Colorado). Fortunately, the working gig paid for this.
      Plus the flying trip back to Colorado (18+ hours each way). Not to mention the fun stop in Chicago. 

*'Hotspot' use for our phones was overextended -- for more than one month. True, it was an extra fee, but we needed it to use the internet out in the boonies.

* * * * * * * * * * * * * * * * * * * * * * * * * *


Last month's report is here. Last year's December report is here.

Now it's on to the cruise...and a far different life than our 'usual.' The little farm girl inside me is scared -- do we know how much money we're spending, for something we'll just be experiencing as it happens? (In other words, we won't be in control ALL the time.) 
     I remind her that this is something I've wanted to do all my life -- and we've budgeted for it. I also remind her that the crest for my maternal clan, the Cumings family, is 'Courage.' She marches over to the corner and sits down, mumbling to herself. Maybe I'll put her on my Christmas present list, too.  






And here we go.



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